Weight = 107.8 kgs
Steps Done = 12051
So this morning I woke up at 4:30 and couldn’t get back to sleep so I have been lying in bed contemplating how this year is going so far. I have been doing really well with my walking challenge but that is about it! My weight is back up to 107.8 kgs so I have only lost 0.6 kgs all year! I am getting really lazy again in the evenings so I am not cleaning anywhere near as much as I was last month and I am eating really badly so I am feeling pretty shitty and also spending way too much money so my no spend year is not going at all yet and I have been running up my credit cards again! The fact that I am spending more than I am earning again and the flat not being so tidy is causing my stress to increase again so it needs to be addressed ASAP!
I am going to focus on cutting out takeout and cooking proper food again from today and also get back to intermittent fasting too as I have not been doing that recently either!
I have just delete the food apps from my phone and I am going to start eating the rest of the food in the house from today so I should be able to last until Friday before having to go to the supermarket then I will do a shop for food for my son over the weekend.
My knee is still really unstable but feeling slightly less fuzzy today so I am going to walk into the office this morning a bit later instead of going for a walk this morning to rest the knee a bit.
I also need to start working from the office in the mornings as it makes it easier to intermittent fast and also I can eat fruit to break my fast as there is free fruit in the office so I can save money on buying fruit as well.
On the way home I will go into the supermarket and get a new Soda Stream gas bottle and start making my own fizzy water again. At lunch time I will clean the sodastream and water filter so that I can stop buying water and fizzy water again!
I have a lot of eggs, bacon and steak in the fridge to eat up so I will start having bacon and scrambled eggs when I get home from the office to start eating that then after work I will have steak and scrambled egg for tea.
At lunch time I will clean and hoover then after work I will mop the house then head to my parents to clean there too. I also have to pass by my friends house to pick up the connector for the gate so that I can get the timing system working at Friday lunch club π I don’t think that I can safely ride yet without hurting my knee so I will wait until next week to go on the bike again!
Saturday morning I plan to try and go for a Ruck 1st thing and Sunday I will go for a walk again and start to get back into the habit of walking first thing again before going for a Ruck first thing Monday again.
At the weekend I need to get as many of my bikes as possible on the internet to sell as I need to recoup my money as soon as possible to start chunking away at my credit cards to get my debt down.
I am planning on working on using the snowball method to pay my debts off faster so basically you pay the minimum off of all the cards then any left over money you pay off the card with the highest interest. Once that card is paid off you consntrate on the next one etc etc until all the cards are paid off. Once the cards are paid off I will then start saving to get my emergency fund up. Once I have an emergency fund I think that I will start to pay off a bit extra on my mortgage each month to try and get that paid off sooner then I will be able to live comfortably and still save money.
Looking at the small amount of disposable income I have at the moment and the fact that bike stuff is not selling very quickly at the moment it is looking more and more like I will need to get an evening job a couple times a week to get some extra money coming in but I will see how I am doing once I stop spending crazy amounts on takeout (about Β£850 a month at the moment!!!).
As its payday on Friday its the perfect time to start tracking what I am spending and start to figure out a menu and track my food spending until next pay day then I can really start to budget to get organised going forwards,
I have also noticed that I am wasting more and more time on my phone again so I will remove facebook and insta from it again and try and do something more useful again instead.
So my goals for this month are:
- Cut out takeout and eat cheaply
- Walk 12000 steps a day
- Start paying off debts
- Sell all unwanted bikes
- Do a budget and start sticking to it!
It has got to the point now where I need to really focus on setting a budget and sticking to it so that I can start to work on getting healthier financially as well as physically to avoid all the stress of living paycheck to paycheck! I think with a couple of years hard work I can be in a place where I can live well and still be saving money so I think that I need to make this my main goal now that walking 12000 steps a day is pretty much a habit.
I have decided that I am definately going to not race BMX this year other than a few local races to save money to pay off my debts faster. I am also going to stop travelling to gates this year too to save more money!
So as planned I went to the supermarket on the way home and bought gas for the SodaStream and I also bought a bunch of filled taglatelle for quick easy meals. I managed to step off the cerb wrong and hyperextended my knee a bit more while walking from the office to the supermarket which was not ideal! When I got home I made one for breakfast as I hadn’t eaten all morning which was the plan. I then worked until 4 and had another box of taglatellie for my second meal and then chilled until 18:30 ehrn I headed to my friends house to grab the connector that I needed for the timing system and also my wrist brace that I left in his van when he drove me to Andover for gates and I left it in the van when I went home.
I then went ot my parents house until about 20:30 then I grabbed their wifi router and went home via the supermarket where I bought some more filled taglatellie, some tins of rice pudding and some mouthwash as I had finihed my mouthwash and I was starting to get a sore throat!
I then headed home and put the shopping away and as I got home and unlocked the door my FitBit starting buzzing to tell me that I had just reached 12000 steps π By the end of the day I was on 12051 steps!